A study released yesterday further substantiates the financial hardships faced by, and resilience exhibited by, people living in Hawaii. The Hawaii Financial Health Pulse, sponsored by Hawaii Community Foundation and Bank of Hawaii, is a localized version of the U.S. Financial Health Pulse, which examines the financial health of Americans. In close collaboration with local advisors, The Financial Health Network surveyed more than 1,600 Hawaii residents to better understand their “financial health”—that is, how they spend, save, borrow, and plan in their financial lives.