While Hawaii has done well by sheltering in place, other socio-economic factors could place us in a precarious position if we were forced to respond to a full-blown pandemic, disproportionately affecting certain segments of the population–even those who are our closest neighbors. Some have suggested that our decision makers are being overly cautious when considering when and how to reopen the state to business and life in general. They insist that we have turned the corner. And we have. But, as the Surgo Foundation’s index shows, we still have much to be careful about during a pandemic that has yet to show us its teeth and full bite in Hawaii.